Melbourne Dentist Fees Guide, Payment Policy and Warranty

Searching for information about the cost of dentistry online or by phone shopping can force you to wade through some pretty vague information.
Yes, there are many factors and variables that will influence how much your dental treatment will cost.
Whatever fees you gather over the phone or email is just only indicative. And no, most dentists cannot estimate the cost of your treatment without first meeting with you and evaluating your oral health.
As in our practice, part of the consultation process involves understanding your budgetary concerns to align your dental or smile makeover cost with your needs.

Any treatment fees provided by a dentist is always patient-specific, based on individual patient requirements as a result of the examination and diagnosis made by the dentist. Oral health needs vary greatly between individuals and therefore, there is no average treatment.

All the things you need to know about Our Fees Guide, Payment Policy and Warranty

OUR COSMETIC AND RESTORATIVE COST RANGES

TREATMENT QUOTATIONS

ACCEPTANCE OF TREATMENT

PAYMENT POLICY

Acceptance of the written treatment plan indicates your acceptance and agreement to pay all professional fees in full. For some larger treatment plans involving multiple appointments, a deposit payment may be required to reserve this amount of clinic time in our appointment book just for you.
If such a deposit is required, it will be indicated in your treatment plan letter. Due to the inherent cost of certain dental laboratory procedures, we don’t provide instalment payments, unless prior third party financing have been arranged, any remaining balance of payment to be made in full at the time of initial placement of the final prosthesis. This will be irrespective of any review or adjustment phases planned for a defined follow-up period.
A breakdown of progress payments required will be advised to you. A final prosthesis may not be placed if the account outstanding is not paid in full before the cementation or placement of the prosthesis and a fee may be charged if an appointment must be cancelled because of such an occurrence.
Terms of Payment On all invoices

Payment is required as the services are rendered or before initiated unless otherwise expressly agreed in writing by us. Unless otherwise agreed in writing or verbally agreed, a deposit of either fifty (50) per cent of the agreed price plus GST or full payment is payable with the signing of a booking or confirmation of a job and as set out. This deposit will be non refundable to the Patient to the extent it is required to meet the Company’s liquidated damages in event of cancellation of a booking or would be charged a $300 per hour in the event the booking made is more than 2-4 hours of the practice appointment time
Accepted methods of payments are Cash, Bank checks, Credits cards, EFTPOS or Electronic Bank Transfer payment. All EFT or third party eg Patient Financing payment, treatment is initiated once the payment amount had been credited to our accounts.
Payments via Bartercard and BBX, please call the office if we are currently trading.
Health Insurance Cover and Rebate

If you have private health insurance with dental cover, you may be eligible for a rebate from your insurer on the cost of your dental treatment. Please note that rebate amounts are determined by your insurer and may have little relevance or correlation to the actual professional fees incurred. The association between you and your health insurer is yours alone and whilst our staff may attempt to help with processing of your health insurance claims, we have no association with any health insurer. Your policy with any outside insurer and its terms and conditions, and the level of rebate you receive is a matter between you and your insurer. Failure of your insurer to provide you with any anticipated or actual rebate is a matter between you and your insurer and does not constitute grounds for failure to pay your account with us. Patients with dental insurance, once the insurance payment is received, will be immediately responsible for what is not covered
Tax Deductible Treatment
If the total fees for your dental treatment for a given financial year exceeds a minimum threshold amount (presently $1500), you may be able to claim a rebate on your income tax return for a percentage of that amount, less any rebate from a health insurer. Please consult your accountant on the update information on this issues. This form does not constitute tax advice and you are advised to consult with your accountant or financial advisor to determine the availability of such a rebate in your particular instance.

Default of Payment
If the Patient defaults in any payment or becomes subject to an Insolvency Event then all moneys owing by the Patient to the Zenaidy Castro P/L shall notwithstanding that any prior agreed time for payment has not elapsed, become due and payable immediately and the Company may at its option withhold the provision of further services or cancel any Sales Contract with the Patient for the supply of Goods or Services without prejudice to the Company’s rights hereunder.

The office reserves the right to send the account to an Solicitor for collection. In the event that the account is send to debt collector or Solicitor Patient or person in charge of the account will be responsible for all cost and fees incurred

The Company reserves the right to charge interest on overdue amounts owing to it without prior notice to the Patient at a rate of two (2) per centum (%) per annum per calendar month above that as set out from time to time under the Penalty Interest Rates Act 1983 (Vic) or at such other rate as may be fixed from time to time by the Company, such interest to be computed from the date a payment becomes overdue until payment of such monies is received in full. The Company reserves the right to withhold at any time the provision of Services and/or Goods to the Patient in the event the Patient fails to comply with the Company’s terms of payment or for any other reason.

Any and all deposits paid to the Company by the Patient that are still in the possession of the Company on the date of receipt by the Company of notice of cancellation from the Patient shall be returned to the Patient, less the applicable cancellation fees and charges for the Company and any third party suppliers.

Lien In addition to any lien to which the Company may by statute or otherwise be entitled, the Company shall, in the event of the Patient failing to pay any outstanding account by the Patient to the Company or the Patient entering into any scheme or arrangement with its creditors or going into receivership or liquidation (save for the purpose of reconstruction), be entitled to a general lien on all property of goods belonging to the Patient in the Company’s possession (although such Goods or some of them have been paid for) for the unpaid price of any other Services and/or Goods sold and delivered to the Patient under this or any other contract.

The Patient represents and warrants that any credit information supplied to the Company for the purchase of Goods or Services by way of a credit card is true and correct, and any charges incurred by the Company will be honoured by the Patient’s credit card company, and further that you will pay any charges incurred by the Patient at the posted prices, including any applicable taxes.

Waiver Failure by the Company to insist upon strict performance of any term or condition herein shall not be deemed a waiver thereof or of any rights the Company may have and shall not be deemed a waiver of any subsequent breach of any term or condition.

Indemnity The Patient must indemnify and hold the Company harmless against any loss, damage or expense it may suffer or incur, or any claim which may be made against it by any person, as a direct or indirect result of any default by the Patient in fully and promptly complying with all its obligations under this Supply Contract.
The Company may rely on this indemnity as soon as the Patient defaults or any claim is made, and may pursue its rights against the Patient before, while, or after doing relying on this indemnity, or not relying on this indemnity at all.

Disputes Any dispute or difference whatsoever arising in connection with this agreement shall be submitted to mediation in accordance with and subject to the Law Institute of Victoria’s Code of Practice for Mediation.

We do not give any refund for any treatment that have been rendered and completed. Letting us do the work is your consent and acceptance of the treatment plan indicated and you are expected to pay all professional fees in full.

Looking for the Affordable Melbourne Dentist fees and cost & Best Dentists in Melbourne CBD? VOGUE SMILES MELBOURNE Dentist have the expertise, skills and experience to address all smiles and dental issues to your satisfaction. Call us now 9629-7664 for your FREE Mini Cosmetic Dentistry Consult.

INTERNET BANK TRANSFER DETAIL

OUR 3 YEAR LIMITED WARRANTY

IMPLIED TERMS & WARRANTIES – 3 YEAR LIMITED WARRANTY

The Warranty refers to the entire work done, i.e. all materials, labour work/our own services and treatment EXCEPT LAB RELATED FEES. It is only valid for procedures that we’ve done in our clinic. Costs arising from work done in other dental offices are not covered under our warranty. The warranty of any of our treatment is only valid if our dentist completes the full work. If a problem arises during the 3 years warranty period, the patient has to contact the clinic as soon as the problem arises.

All warranties and conditions expressed or implied by statute, common law, equity, trade, custom or usage or otherwise howsoever are to the extent permitted by law expressly excluded from the Sales Contract. The Patient acknowledges that neither the Company nor any person purporting to act on its behalf has made any representation or given any promise or undertaking which is not expressly set out in the Sales Contract whether as to the fitness of the Services for any particular purpose or any other matter.
The Patient acknowledges that without relying upon the skill or judgement of the Zenaidy Castro P/L or any person purporting to act on its behalf it has determined that the Services conforming to the contract description will be fit for its purposes. Any description of the Services and/or Goods used in the Sales Contract is for identification only and shall not constitute a contract of sale by description. The provisions of this clause 4 shall not apply insofar as their application is prevented by the Trade Practices Act 1974 as amended or any other State and Territory laws.
3. Subject to the terms of the Supply Contract, the Company offers certain limited dental warranties in relation to the Services and/or Goods it provides to the Patient. The Patient acknowledges that the long-term success of any dental treatment provided by the Company corresponds directly to the Patient’s home care, regular dental check-up and professional cleanings. As a pre-condition to the operation of any limited warranty provided by the Company, the Patient agrees that:
a) Following the completion of treatment, a Patient will attend a minimum of two (2) examinations and scale and clean in each year in our office, and has followed the recommended preventative dental treatments and maintenance program as recommended by the Company. It remains the Patient’s responsibility to contact the Company to make an appointment, and attend the six-monthly exam and prophylaxis failing which the limited warranty will be forfeited. It remains a fundamental condition for the operation of any limited warranty under the Sales Contract that the Patient maintains professional cleanings and check up/exams at the Company’s office as often as is recommend by the Company (usually 2-4 times a year).

TAKE NOTE: NON-ATTENDANCE OF 6 MONTHLY CHECK-UP AND HYGIENE APPOINTMENT IN OUR OFFICE WILL MAKE THIS WARRANTY VOID

b) A bite splint is worn at night as recommended by the Company in cases where the dentist detects a history of grinding and/or clenching.
c) There is no outstanding balance on the Patient’s account or monies owing to the Company unless otherwise agreed to by the parties in writing.
The Company is confident of the durability of the treatment it prescribes for its Patients.
a) Primary to a Patient’s long term success is spending a few minutes a day on home care including but not limited to: brushing, flossing, using fluoride and prescribed products.
b) A secondary factor is regular professional examinations, cleanings, x-ray films and fluoride treatments ( at 2-6 month intervals depending on the Patient’s condition). This warranty does not cover accidents that cause damage to the teeth or dental prosthesis. This limited warranty is only between the patient and the Company and does not include any agreements or contractual terms with insurance companies or any third parties. They will be billed in full. Only that amount of out-of-pocket expense paid by the patient will be credited toward the fee for replacement service.
Teeth whitening is not included or covered by the Company’s limited warranty under this clause or under the Supply Contract due to its high unpredictability.

6 Restorative dental treatments as provided by the Company are permanent and recommended as the most appropriate method of dental treatment at the time of the Patient’s consultation. If for any reasons including financial reasons the Patient is not able to have the recommended treatment as presented by the Company and opts for a treatment regime which is assessed by the Company in its absolute discretion as less than optimal including but not limited to a short-term fix, patchwork or any other temporary measures until definitive treatment is provided then any limited warranties provided by the Company under any Sales Contract will not take effect.

In cases where it is difficult for the Company to predict the likely future outcome or diagnosis at that time, that a Patient’s tooth will either most likely (or on a 50/50 chance) require a root canal treatment, any future root canal treatment is not covered by the Company’s limited warranty.
If a Patient’s current dental treatment fails and requires replacement or repair and consequently different dental materials, techniques or treatment due to clinical failure (ie failure not covered by the Company’s limited warranty) and is deemed to be necessary as advised by the Company acting in its sole discretion, then only the difference in treatment fee will be due and payable by the Patient.
Failure by the Patient to have continuing care visits including x-ray and exams as recommended by Company as above voids any and all limited warranties. It remains at all times the Patient’s responsibility to contact the Company to make an appointment, and attend the six-monthly exam and prophylaxis.

Treatments Under Limited Warranty
PORCELAIN VENEERS, CROWNS, BRIDGES, INLAYS AND ONLAYS

a) The Company gives a limited warranty on these procedures for a maximum period of three (3) years. The Zenaidy Castro P/L agrees to recement INTACT debonded Veneers due to normal use at no additional charge for our service to the Patient during this 3-year period EXCEPT LAB RELATED FEES.

RECEMENTATION WARRANTY OF NEWLY CEMENTED PORCELAIN VENEERS:

If the newly cemented Veneers come off 1 week after the cementation appointment, we will recement it for free if your veneer is intact and not broken – we will absorb all the lab fees.
If your newly cemented INTACT, unbroken Veneers come off 1 month after the cementation appointment, we will recement for free. Our warranty is for our service, except for lab fees. In this intances, there will be a small charge of $40 per veneer to cover the lab fees of cleaning and preparing your debonded Veneers.
If your newly cemented Veneers came off but is BROKEN, or damaged, or got lost, we can’t recement this veneer. Our service of recementing and anything related to redoing for you a veneer is FREE, but there will be a charge to cover the lab fees of redoing a new veneer -which may range from $150-300 per veneer.

b) This warranty does not operate in the following circumstances:

i) The crown, veneer or bridge has been damaged by trauma, accidents and excessive force by severe grinding and clenching of the teeth that could also break normal healthy teeth;
ii) Neglect such as new decay, misuse, abuse, accidents or additional dental treatment done elsewhere.
c) Failure of the tooth underneath the crown or onset of root infection is not covered by the warranty.
d) Root fillings and non standard treatments are not covered by the operation of this clause.
e) The Company cannot predict, if and/or when gum or nerve treatments may be required on the covered tooth. If needed, they will require payment of additional fees by the Patient. If a veneered or onlayed tooth is damaged or decayed to the extent that a crown is necessary, the full fee originally paid for the veneer or onlay will be applied by the Company in payment towards the crown and the Patient will only be liable for payment of the difference.

The prosthetic treatment provided is warranted for replacement at no cost should a failure occur under the following conditions.

Failure constitutes technical and construction faults only and does not include recurrent decay due to poor patient oral hygiene; overload failure due to patient non-compliance in wearing a prescribed splint for grinding habits (if applicable);
failure due to accident or injury;
failure due to wilful or habitual damage (eg. nail biting);
failure due to a change in the patient’s perception of the aesthetics of the final case after completion of treatment or
failure due to loss or damage whether or not due to negligence on the patient’s behalf.
Other dental professionals may be involved in the provision of services in complex treatment plans.
Failure of treatments performed by other practitioners is not warranted.

The limited warranty period is for 3 years from the date of initial placement of the prosthesis, and is only valid if the patient returns for annual review appointment or as prescribed on your individual cases. These appointments are to review and check the prosthesis only and may include its cleaning, however they are not a substitute for regular recall examination and tooth cleaning services. Whilst the warranted period extends to 3 years, this does not mean that your prosthesis will not last longer if well maintained. In extreme rehabilitative or reconstructive cases, the dentition may be so compromised that even complicated, high quality prostheses may have a guarded or poor long-term prognosis. In such cases a normal warranty cannot be provided. If a normal warranty cannot be applied, it will be indicated in your treatment plan letter.

The following events are not covered in general by the Company’s three year limited warranty:

a) Failure or repairs resulting from a Force Majeure Event, neglect, abuse, failure of supportive tooth or tissue structures, wilful damage to the prosthetics, improper adjustments or improper dental hygiene.
b) Failure to follow periodic (minimum 6 months or 3-6-9-12 months) dental visit as prescribed by the Company for professional exam, X-rays and cleaning.
c) Failure to complete necessary dental treatments as prescribed by the Company. The Company is not liable or responsible for the treatment or dental work done by any other dentists and there remains no obligation on the Company to rectify other dentist’s work.
d) Any lab related fees incur in the process of cleaning up debonded Veneers or redoing a broken or broken Veneers
e) The Company cannot give a 100% foreseeable prognosis if and/or when gum or nerve treatments may be required on a covered tooth. If needed by a Patient such additional Services will require payment by the Patient of additional fees. Unless otherwise advised all recommended dental treatment(s) by the Company will be performed by Dr. Zenaidy Castro (with the exception of specialist treatments specifically recommended elsewhere).

DOES MY HEALTH INSURANCE COVER COSMETIC DENTISTRY TREATMENT?

WOULD MEDICARE COVER MY DENTAL FEES?

FACTORS THAT INFLUENCE THE COST OF COSMETIC DENTISTRY IN MELBOURNE

Today a healthy and beautiful smile is more important than ever, which is why many people are turning to cosmetic dentistry. While many people wish to perfect their smile, sometimes the cost of this treatment can be a big worry. The great news is that reasonably priced options are available today and payment options also make it easier than ever to enjoy a great smile. If you’re worried about cosmetic dentistry prices, here is a closer look at.

Many different factors can influence what you pay to have cosmetic dentistry procedures completed. One big factor happens to be the type of treatment that you choose. If the treatment needed is limited, the price will be fairly low. However, if more extensive treatment is needed, cosmetic dentistry prices can quickly increase based upon the specific treatment needed.

When people choose to have cosmetic procedures done on their teeth, they often forget to figure in the laboratory charges when figuring the approximate cost of treatment. Certain procedures may require some work in a laboratory, which will result in charges from the laboratory. While some dentists include this amount in the total cost, sometimes these charges may be separate. If you’re trying to figure out the overall cost of your cosmetic treatment, don’t forget about possible laboratory charges.

In some cases, additional surgery may be needed for those undergoing cosmetic dentistry procedures. For example, those who decide on dental implants may require additional surgery to get the implant site prepared. Preoperative and postoperative surgical procedures are sometimes needed and can increase the overall cost of the cosmetic treatment needed.

Now that you understand some of the factors that can affect cosmetic dentistry costs you may be wondering how much certain procedures will cost you. While the end cost can vary, here is a look at the estimated cost for certain procedures.

Dentistry not ‘black and white’.

Unfortunately in dentistry, more than in medicine, things are not absolutely black and white. So there are a lot of shades of grey and it depends very much on the dentist’s personal experience, expertise and training.”

The patient’s own level of expectations and perfectionism, medical and dental history, oral hygiene status as well as their likelihood to follow a treatment plan can also influence the dentist’s decisions.

Dentist are not basically trying to tell you something different to make more money, but they have different ideas, different trainings. And they see things differently. And it’s extremely variable.

If you want to know the cost of a smile makeover, it makes sense to go to the dentists who know how to do it correctly and who can actually create a beautiful smile. Why get a smile makeover in the first place if the result is going to be a mediocre smile?

WHERE CAN I GET MONEY FOR DENTAL WORK?

Smart Tips to Finance Expensive Dental Work

Avoiding the dentist is tempting, especially because having a cavity filled or a tooth pulled is not anyone’s idea of fun. But there’s another reason why people would prefer to avoid the dentist: Dental work isn’t cheap.

The cost of dental care per person has increased. And once you have a family, you might have to pay for multiple dental procedures each year, which can really add up.

While the costs are a nuisance, skipping the dentist can put your health at risk. Untreated cavities are a pain (literally), and dental problems potentially can also lead to more serious health issues, like heart problems. Dental visits are just as important as visits to your physician—you don’t want to put them off for too long.

While the costs are a nuisance, skipping the dentist can put your health at risk.

Because most medical plans don’t include dental work, dental insurance is often sold separately. And even if you have dental insurance, there’s no guarantee that it will cover the entire cost of an expensive procedure.

Fortunately, there are a few ways for you to pay for dental work if it isn’t covered by your insurance. Let’s take a look at what dental work your medical insurance might cover, payment plans for dental work, and dental loans.

USING INSURANCE FOR DENTAL WORK

Your medical insurance provider may only offer coverage for dental work it deems “medically necessary.” And what is medically necessary varies from provider to provider. Because dental health affects the rest of your body, there can be a fine line between what’s considered a dental procedure and a medical procedure.

Oral surgery could potentially be billed as a medical procedure. And while dental procedures aren’t typically covered by medical insurance, there may be components that are covered under certain circumstances.

Since it can be a case-by-case basis, before you move forward with any dental procedures, it’s probably a smart idea to talk to your medical insurance provider to see if you’re covered. That conversation alone can be a good start to understanding potential out of pocket costs that may come up.

One important thing to note is that there is a difference between a dental office that takes your insurance vs a dental office that you are in-network with. A dentist may take your insurance even though you are out of network with them.

When a dentist says that they take your insurance, that likely means that they will file a claim to your insurance for you. But if your insurance doesn’t cover a procedure or service, the price will generally be set at your dentist’s discretion—and you would typically be responsible for paying the costs out of pocket.

Generally, using an out-of-network dentist means your insurance would cover less and you’d pay more. Being in-network, on the other hand, usually means that your insurance company has pre-negotiated the fees with the dentist and they generally can’t charge more than that. So you’d typically pay less with an in-network dentist because more of it might be covered by insurance.

PAYMENT PLANS OFFERED BY YOUR DENTIST’S OFFICE

Paying a bill on a weekly or monthly basis can be much more manageable than paying it in a lump sum. That’s why dental offices may offer flexible payment plans for procedures not covered by insurance.

Because payment plans differ from dentist to dentist, it can be helpful to speak to your dental office about the specific terms of any payment plans offered. For example, you might want to ask what procedures qualify for a payment plan.

Is there an interest fee, and if so, how much is it? Do they have to check your credit before offering you a payment plan? Asking these questions beforehand may help keep you from getting blindsided by any unexpected costs.

These payment plans may be offered directly through your dentist office, or they can be offered by third-party services like Care Credit . Check with your dentist to see which type of financing options they offer to see if they are a good fit for you.

TAKING OUT A DENTAL LOAN

A personal loan is an unsecured loan that you can use for almost anything. And because of this flexibility, many people use personal loans to pay for out of pocket medical expenses.

And personal loans tend to have lower interest rates than credit cards.

Using a personal loan to finance dental work (dental loan) might be a better option to finance dental work than using a credit card. The lower the interest rate, the lower your monthly payment. And personal loans tend to have lower interest rates than credit cards.

Credit cards currently have an average interest rate of around 17% , but online lenders such as SoFi offer personal loans with lower interest rates to qualified borrowers.

How much you can borrow is also flexible when it comes to personal loans to finance your dental work. In short, a dental loan might be a good option to cover additional dental needs, from basic cavity fillings to more complex, high-cost procedures

EARLY RELEASE OF SUPERANNUATION FOR DENTAL TREATMENT

Do you need major dental work but have no idea how you’re going to pay for it? You could qualify for the Early Release of Superannuation (ERS), which has been established to provide you with access to your funds when you need them most.

Instead of waiting until you are 65 years old, you are able to access your funds immediately, regardless of you are in your 20s or your 40s. That’s why requesting an early release of superannuation for dental treatment can provide enormous financial relief, especially if you have limited private health cover.

How does early Release of Superannuation (ERS) work?

The early access to superannuation funds has been designed to allow you to receive essential dental treatment that is paid for by funds that belong to you.

However, you should note that you need to meet select criteria to apply for the early release of funds. This option should also be a last resort and one taken after all other considerations have been exhausted. Speaking to a financial counsellor before you go ahead is a good idea.

How can I apply for Early Release of Superannuation (ERS)?

First, you need to establish if you are eligible to access the funds. Depending on the superannuation fund you are with, you are allowed access to a lump sum to pay out-of-pocket expenses for dental treatment for yourself or your dependents.

The specific requirements for applying for early access based on compassionate grounds include:

Meeting the needs of dental treatment that falls under any of the following conditions:
Life-threatening
Producing acute or chronic pain
Reduces dignity or quality of life
You do not have the financial means to pay for the required treatment.
A report needs to be completed by a dental practitioner that is registered with the Australian Health Practitioner Registration Agency.

How does a dental ERS application work?

Australian Tax Office (ATO) has strict rules for what qualifies as a treatment you can finance through ERS. Here’s how the procedure usually begins:

Get a Dental assessment.
At our practice, we present you with a comprehensive treatment plan backed by scans, photographs and video of your dental condition.
Your plan lets you know exactly what we think needs to be done and why, and then gives the item number and cost for each.
We discuss options for how to proceed. You can apply for ERS to pay for treatments for yourself, your partner or your children.
Your application for funding must cover the entire cost of the procedure, so it is important you have enough funds to cover the cost of treatment.

Qualifying for ERS for dental

Your superannuation is there to help protect your quality of life in retirement. Accessing it before that time is strictly regulated of course. However, for cases where your quality of life will be lower if you don’t access those funds, the government makes allowances.

It must be justified on medical grounds. If your teeth aren’t fit for purpose – if you can’t chew and can’t eat – that is good grounds for an ERS application.

Cosmetic veneers and things like that are not really an option. But if you need the porcelain to adjust your bite, that’s different. So, it really depends on your circumstances. All-on-4 is probably the most common treatment which people have been funding via the super route, that is when you need all your teeth replacing because they are terminal so this certainly fits the criteria.”

How long do I have to wait?

The application process to access your super usually takes a few days to get together, then an estimated 10 to 14 working days for assessment.

Are there limitations on the amount of dental superannuation I can withdraw?

In a word, no! There are no restrictions on how much super you can withdraw. You are eligible to withdraw the amount required for your treatment, however large or small an amount it may be.

I don’t have sufficient super – Can I access another account?

Absolutely! If you don’t have sufficient superannuation left to cover the cost of your treatment it is possible to access the superannuation of your partner, spouse or other dependants as you see fit.

Dental superannuation – What it covers?

Early release of your superannuation can cover a wide range of surgical dental treatments including…

Orthodontics

Dental implants

General dentistry

Endodontic therapy

Oral and maxillofacial surgery

Crowns

How much tax do you pay on early release of super?

There are no special tax rates for a super withdrawal because of severe financial hardship. It is paid and taxed as a normal super lump sum. If you are under 60 years old, this is generally taxed between 17% and 22%. If you are older than 60 years old, you will not be taxed.

FOR MORE INFO

How do i access my super for dental? https://www.ato.gov.au/individuals/super/withdrawing-and-using-your-super/early-access-to-your-super/

Can you access super for dental? https://accessmysuper.com.au/dental-funding/

When can I access my super? All conditions of release explained https://www.superguide.com.au/how-super-works/access-super-all-conditions-of-release

Early access to your super https://www.ato.gov.au/individuals/super/withdrawing-and-using-your-super/early-access-to-your-super/

Dental Treatment Funding – Access My Super https://accessmysuper.com.au/about-us/

APPLY FOR EARLY RELEASE OF SUPERANNUATION ON COMPASSIONATE GROUNDS

https://ndh.org.au/debt-solutions/access-superannuation/apply-for-early-release-of-superannuation-on-compa/

Super withdrawal options https://www.ato.gov.au/Individuals/Super/Withdrawing-and-using-your-super/Super-withdrawal-options/

Early access on compassionate grounds https://www.ato.gov.au/Individuals/Super/In-detail/Withdrawing-and-using-your-super/Early-access-on-compassionate-grounds/

Early Release of Super for Dental Health https://mysupercare.com.au/our-services/dental/

Using my super for dental work ato – https://www.ato.gov.au/individuals/super/withdrawing-and-using-your-super/early-access-to-your-super/

SUPERCARE https://www.youtube.com/watch?v=oo7Ymn3M54w&feature=emb_logo

How can we help you?

See below our Smile Makeover Specials & Packages, New Patients Specials and Affordable Interest Free Financing and Payment Plans

MORE COSMETIC DENTISTRY PROCEDURE GUIDE

PORCELAIN VENEERS

Dissatisfaction with your smile can have a profound impact on nearly every area of your life. If you are prone to hiding your smile or feel uncomfortable with the appearance of your teeth, your job prospects may suffer, your personal and social life may be stunted, and your general satisfaction may be diminished. But you don't have to live like that.

With porcelain veneers, you can have a smile that lets you feel your most confident, attractive and self-assured. Our Melbourne Cosmetic Dentistry Clinic work with an industry leading master ceramist to craft porcelain veneers that are custom-designed to perfect and complement your unique smile and facial features. What's more, the veneers we offer are durable, beautiful and capable of addressing myriad cosmetic dental problems to produce a smile you will be proud to show the world.

To learn more about Dental Porcelain veneers in Melbourne City or to schedule an appointment with our experienced dentists, please call Vogue Smiles Melbourne on 9629-7664 today.

DENTAL BONDING AND COMPOSITE VENEERS

Dental bonding is a leading affordable cosmetic procedure that is full of restorative benefits. Using composite resins, Dr. Castro can repair your chipped front teeth or hide minor aesthetic defects.

Direct composite bonding is used to recreate a smile in an additive manner, where little or no tooth reduction is needed. Direct bonding, in the hands of a skilled operator, is less costly than porcelain veneers and crowns and can be long-lasting with proper maintenance.

Bonding is a perfect solution for treating minor cosmetic flaws. At your preliminary consultation, you will see exactly how dental bonding is applicable to you. Candidates for this procedure usually have good oral health, but their smile needs corrections because teeth are chipped, discolored, crooked, gapped or misaligned.

Patients can opt for transitional bonding that is used for anything from a mock-up to a full-mouth rehabilitation. The transitional bonding allows the patients to transition into more permanent dentistry as he or she can afford.

Closing Gapped Teeth

When you have gaps between your teeth, this can cause issues with overall smile aesthetics. A gap between your two print teeth can lead to self-consciousness, for instance, as can gaps between your other prominent teeth. In such cases, you may be reticent to smile, speak, or laugh, which can affect first impressions and social interactions.

Dental Bonding for Very Minor Gaps

If you have a very minor tooth gap that is purely cosmetic in nature, a good option to consider is dental bonding. Dental bonding uses a tooth-colored resin that is painted onto the tooth in order to build out tooth structure and fill the gap. The bonding material looks like natural tooth structure and can accomplish a great deal.

Porcelain Veneers for Cosmetic Spacing Issues

Porcelain veneers are also a great option for minor gaps that are cosmetic in nature. Porcelain veneers are thin shells of dental ceramic that are fixed in place over a tooth's front surface. These shells will help mask imperfections, improving the overall look and size of a tooth. The porcelain veneers blend in seamlessly with natural tooth structure as well, meaning that no one will realize that a veneer is place, even when up close.

Orthodontic Care Can Address More Serious Gaps

For major gaps between your teeth, the ideal option to consider is orthodontic treatment. The use of braces or Invisalign aligners can help shift the position of misaligned teeth, closing gaps and helping address issues with crowding and asymmetry as well. The ideal orthodontic approach will be determined by your dentist based on your age, the severity of your spacing issues, and other factors.

Which treatment is ideal for me?

The ideal treatment for you and your needs will depend on the nature of your dental problem. Cosmetic tooth gaps are better dealt with by bonding and veneers, while tooth gaps that impact the overall alignment of your teeth are best treated through orthodontic care.

WORN DOWN TEETH TREATMENT

Repair the Side Effects of Teeth Grinding with Cosmetic Dentistry

Whether it's politics, parenting, or work that has you unconsciously grinding your teeth day and night, stopping this involuntary movement is the first battle. TMJ treatment is easily accomplished with a customized oral appliance or bite guard. But then you may discover that, even though your grinding has ceased, your teeth have been left in poor shape because of the habit. Cosmetic dentistry can help.

Smile Makeovers After Teeth Grinding

After the source of your teeth grinding has been addressed and treated, your cosmetic dentist will focus on correcting the damage teeth grinding created. Some of the most common cosmetic dentistry treatments for teeth grinding patients include:

Dental crowns: The extreme forces of grinding and clenching teeth can lead to broken, chipped, or cracked teeth. But these solutions are not difficult to repair with porcelain tooth crowns, which can be used to make teeth uniform and even. Dental crowns, in fact, are one of the most durable and long-lasting cosmetic dentistry solutions.

Porcelain veneers: The go-to cosmetic dentistry solution for repairing teeth that have been worn down from tooth grinding, porcelain veneers recreate the natural look of teeth. Teeth that have been subject to grinding or clenching are usually similar in length and worn straight across. Porcelain veneers can correct these issues, making teeth the proper length, size, and color that will make your smile look amazing.

Cosmetic bonding: You don't want teeth that have already been damaged to compromise the integrity of neighboring teeth. A simple tooth bonding repair will fix jagged or chipped teeth due to grinding so that your smile look like new with the least amount of invasiveness possible.

What Will Happen If You Avoid Teeth Grinding Treatment?

Eventually, if you leave your teeth grinding problem unchecked, this habit will just continue to damage your teeth. The wear and tear can move quickly once your tooth's enamel has been completely stripped and the dentin layer of the tooth becomes exposed. Plus, opening that up to air is just downright painful.

Your oral health is important – you want to look good because your smile is stunning, but you also want to have a healthy mouth and gums

LASER TEETH WHITENING

A date, a birthday, a graduation, a wedding, a photoshoot…there are infinite reasons why patients may want a quick professional teeth whitening.

The good news? We can do that.

Sapphire™ will get you whiter teeth in just one visit!

Sapphire is a unique tooth whitening system that uses an LED light array delivery system combined with a gentle whitening gel to safely lighten and brighten your teeth.

Sapphire provides:

The most advanced whitening technology available
Dramatic results in just one visit
Affordable rates
Results that last for years
Free consultation
Guaranteed lightening results

PERMANENT TEETH WHITENING

Whitening your teeth with a cosmetic dentist is a completely safe procedure. Some patient experienced discomfort which varies from person to person and depends on the method used. In most cases, adults experience very minor discomfort that lasts 1-3 days after the treatment.

Is Teeth Whitening Permanent?

Teeth whitening is not permanent. It can generally last from a few months up to three years, however, this depends on your individual circumstances. The effect of the treatment will be impacted if you frequently smoke or drink dark liquids such as red wine, tea, or coffee.

Because teeth whitening is not permanent, you will need to maintain your bright smile with continued treatments. For regular patients, this upkeep can be costly in long terms

Who Can't Have Teeth Whitening Treatment?

There are potential risks associated with teeth whitening treatment, so it is not recommended for pregnant or lactating women. It is similarly not recommended if you are allergic to peroxide. If you have receding gums you may be more likely to experience tooth sensitivity.

Patients who have repeatedly have the Teeth Whitening procedure in the past and not happy with on going maintenance or not a good candidate for the procedure, there is an alternative options. It's called Prepless Porcelain Veneer.

REPLACING MISSING TEETH WITH DENTAL CROWNS AND BRIDGES

Tooth loss can cause a number of problems ranging from oral health issues to self-consciousness and poor self-esteem. Fortunately, there are several restoration options available in cosmetic dentistry that allow patients to replace a missing tooth with a durable prosthetic and enjoy a better quality of life. One of these options is a dental bridge, which fills a gap between two adjacent teeth by anchoring a false tooth to these surrounding teeth. Patients who need restorative dental treatment after they've lost a tooth may be excellent candidates for dental bridges.

A dental bridge is designed to replace one or more missing teeth. It is an artificial tooth that is secured into place and supported by surrounding natural teeth. Fortunately, a bridge looks and feels like a natural tooth and can allow patients to chew and eat normally. In addition, a dental bridge may help patients speak without any issues, as bridges can fill in the gaps between teeth affecting positively the tongue's placement and how patients sound.

INVISALIGN

Do you need braces but have delayed getting them because you are embarrassed of the noticeable wire and ugly metal brackets? We offers Invisalign® clear braces to patients that qualify and are looking for an alternative to the inconvenience of standard braces. Invisalign technology Involves clear braces that are removable and are completely comfortable teeth aligners customized for teeth straightening over time.

Only you will know you are teeth straightening!

Many people with various types of oral problems can qualify for Invisalign, such as:

Gapped Teeth
Overbite
Underbite
Open Bite
Overly Crowded Teeth
Crossbite

STRAIGHTEN TEETH QUICKLY WITH INSTANT ORTHODONTICS

Instant Orthodontics - Straight Teeth Without Braces

If you have crooked teeth and don't want to wear braces for years and retainers for even more years then there is a very good alternative. No, I am not talking about wearing Invisalign for years either and retainers after that. Some of us just don't want to pick food out of our teeth for years. We want instant orthodontics.

Instant Orthodontics is not a misnomer. It's as simple as braces versus porcelain veneers. Braces can take 2 to 3 years to straighten your teeth. Porcelain veneers can give you that same look in as little as 2 to 3 weeks. Instead of wearing braces, we shape your teeth and apply a thin porcelain veneer. The result is a beautiful smile showing off your new, straight teeth.

Instant Orthodontics can also give you a brighter smile than you've been able to achieve with brushing or bleaching. Porcelain veneers are the color we love to see when people smile. And we love to see people smile!

AFFORDABLE SMILE MAKEOVER WITH SNAP ON SMILE

With cosmetic dentistry the main focus is on improving a person's smile. Most people find that they have more confidence if they have a better smile. That confidence tends to elude those who feel they have financial constraints to go to the real Cosmetic Dentistry procedures. Thankfully, Snap on Smile is here to help fix all of the problems at an affordable prices at only a fraction of the cost.

Because of this reasons, probably snap-on smile is one of the best ideas to hit the cosmetic dentistry field in recent time. It is a device that looks just like teeth and is created using a mold of your teeth so that it will snap on perfectly over yours. It is an instant fix for any imperfections, teeth gaps and crookedness you may have. Therefore, the perfect smile is just a snap away. The best part is that, should you ever decide you no longer want your new smile, you can just take the device off and you are back to your old self or you can upgrade to real Cosmetic Dentistry procedures like Porcelain Veneers. The same cannot be said for other methods that you can use to fix your smile

Have your Treatment now in Affordable Monthly Payment

FLEXIBLE INTEREST FREE PAYMENT PLANS

Have the treatment you need/want and rest easy knowing you can manage the payments monthly to fit within your budget!

Investing in your health and well being is very important. At Vogue Smiles Melbourne we understand that getting the dental treatment you need and want can sometimes require a significant investment. Elective Cosmetic dental care can be expensive. There is usually no way around it. Unlike medical insurance, most dental insurances have a maximum per year that is insignificant to the price of a smile makeover. With different Financial Assistance options that we offer, expense will not prevent you from benefiting from the quality cosmetic dentistry procedure you desire and need.

We understand that one payment simply may not be a viable option for some patients, so we also offer several alternatives to help you when paying for your dental care. We can assist you in organising thrid party dental financing that allows you to begin treatment now and pay for the costs over time with interest free or extended payment plans. Signing up is easy for all our patients who qualify - in just a few moments, we can create a simple payment plan tailored to your budget.

Our dental payment plans will enable you to receive the dental services you need or want now, without having to sacrifice extensive amounts of money. We recommend discussing your budget with your dentist during your free initial consultation so that we can create a treatment plan that will take this into consideration.

Our Cosmetic & Restorative Cost Ranges
Treatment	Low Range	High Range	Cost Details
15 minutes FREE COSMETIC consult	FREE	FREE	Free Cosmetic & Invisalign Consult
Porcelain Veneers (per tooth)	$700	$2,500	Porcelain Veneers Cost
Dental Bonding (per tooth)	$300	$700	Dental Bonding Cost
Composite Resin Veneer (per tooth)	$300	700	Composite Veneer
Take-home Teeth Whitening Kits	$200	$400	Teeth Whitening Cost
In-office Teeth Whitening (per session)	$300	$1,000	Teeth Whitening Cost
Invisalign. Depending on the type	$2,200 for I7	$8,000 for Complex	Invisalign
Snap on Smile (per arch)	$1500	$2,500	Snap on Smile
Dental Porcelain Crowns & Bridges (per tooth)	$900	$2,500	Dental Crowns
Dental Composite or White Fillings	$90	400	Dental Composite or White Fillings
Porcelain Fillings-inlays, Onlays	$650	$900	Inlays and Onlays

3 photos as shown below are required for

INITIAL ASSESSMENT AND QUOTATION

Right hand side, Center showing full teeth and left hand side

Get a New Smile with Bonding

Prepless Porcelain Veneer Package

Melbourne Dentist Fees Guide, Payment Policy and Warranty

All the things you need to know about Our Fees Guide, Payment Policy and Warranty

How can we help you?

MORE COSMETIC DENTISTRY PROCEDURE GUIDE

PORCELAIN VENEERS

DENTAL BONDING AND COMPOSITE VENEERS

Closing Gapped Teeth

WORN DOWN TEETH TREATMENT

LASER TEETH WHITENING

PERMANENT TEETH WHITENING

REPLACING MISSING TEETH WITH DENTAL CROWNS AND BRIDGES

INVISALIGN

STRAIGHTEN TEETH QUICKLY WITH INSTANT ORTHODONTICS

AFFORDABLE SMILE MAKEOVER WITH SNAP ON SMILE

Have your Treatment now in Affordable Monthly Payment

Get a New Smile with Bonding

Prepless Porcelain Veneer Package

Melbourne Dentist Fees Guide, Payment Policy and Warranty

All the things you need to know about Our Fees Guide, Payment Policy and Warranty

OUR COSMETIC AND RESTORATIVE COST RANGES

TREATMENT QUOTATIONS

ACCEPTANCE OF TREATMENT

PAYMENT POLICY

INTERNET BANK TRANSFER DETAIL

OUR 3 YEAR LIMITED WARRANTY

DOES MY HEALTH INSURANCE COVER COSMETIC DENTISTRY TREATMENT?

How much does my health fund pay?

WOULD MEDICARE COVER MY DENTAL FEES?

READ MORE: https://www.healthdirect.gov.au/cost-of-dental-care

FACTORS THAT INFLUENCE THE COST OF COSMETIC DENTISTRY IN MELBOURNE

WHERE CAN I GET MONEY FOR DENTAL WORK?

Smart Tips to Finance Expensive Dental Work

USING INSURANCE FOR DENTAL WORK

PAYMENT PLANS OFFERED BY YOUR DENTIST’S OFFICE

TAKING OUT A DENTAL LOAN

EARLY RELEASE OF SUPERANNUATION FOR DENTAL TREATMENT

Qualifying for ERS for dental

Are there limitations on the amount of dental superannuation I can withdraw?

I don’t have sufficient super – Can I access another account?

Dental superannuation – What it covers?

Orthodontics

Dental implants

General dentistry

Endodontic therapy

Oral and maxillofacial surgery

Crowns

SUPERCARE https://www.youtube.com/watch?v=oo7Ymn3M54w&feature=emb_logo

How can we help you?

MORE COSMETIC DENTISTRY PROCEDURE GUIDE

PORCELAIN VENEERS

PORCELAIN VENEERS

DENTAL BONDING AND COMPOSITE VENEERS

DENTAL BONDING AND COMPOSITE VENEERS

HOW TO FIX GAP IN FRONT TEETH WITHOUT BRACES

Closing Gapped Teeth

WORN DOWN TEETH TREATMENT

WORN DOWN TEETH TREATMENT

LASER TEETH WHITENING

LASER TEETH WHITENING

PERMANENT TEETH WHITENING

PERMANENT TEETH WHITENING

REPLACING MISSING TEETH WITH DENTAL CROWNS AND BRIDGES

REPLACING MISSING TEETH WITH DENTAL CROWNS AND BRIDGES

INVISALIGN

INVISALIGN

STRAIGHTEN TEETH QUICKLY WITH INSTANT ORTHODONTICS

STRAIGHTEN TEETH QUICKLY WITH INSTANT ORTHODONTICS

AFFORDABLE MAKEOVER WITH SNAP ON SMILE

AFFORDABLE SMILE MAKEOVER WITH SNAP ON SMILE

Affordable Dental Payment Plans and Financial Assistance Options Melbourne

Have your Treatment now in Affordable Monthly Payment