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Dental Financing and Payment Plans options in Melbourne

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Have your Treatment Now and Pay Later. Affordable Dental Care with Interest Free financing Options. Flexible Repayments. Apply and Get approve in minutes. Read more to get ideas where to get Financial Source for treatment

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

Thank you for choosing our dental practice for your care. As our patient, we are committed to you and your treatment. We will do everything we can to ensure that you receive personalized care and that your experience with our office surpasses anything you have ever experienced with any other dental office. We are proud that our fees reflect the time as well as the overall quality of care and service that we provide in our practice.

However, we know that people have different financial position and different needs in fulfilling their financial obligations. That’s why as well as offering the usual payment options, when the cost of anticipated dental work exceeds what you would like to place on your credit card or pay out of pocket, financing may be a better option..

Our Dental Financing Options through ZipMoney (Sign Up Now)

We are pleased to offer several financing options or payment solutions to meet your needs and make routine dental care or a complete smile makeover more comfortable and affordable.

The payment plan enables our patients begin with their treatment immediately – then pay the cost of their treatment spread over time. It is an excellent payment option for elective cosmetic and/or emergency or general dental procedures.

Here’s how Zip works

More info about Zip Dental Financing

How to Apply?

Standard Personal Loan Eligibility Criteria

  • Be an Australian citizen or permanent resident
  • Be employed (not on Probation): Full time, part-time, self-employed (tenure more than 24 months) or casual (tenure more than 6 months)
  • Be 18 years or older
  • Not be current or prior bankrupt or have a court judgement
  • Have acceptable identification, either:
    ○ Australian Passport (current or expired within the last 24 months) OR
    ○ An Australian Drivers Licence (current) and Medicare card (current)
  • Have a personal bank account

If you think you meet the eligibility criteria and would like to proceed, you can APPLY NOW OR CREATE AN ACCOUNT WITH ZIPMONEY here.

If you think you are not eligible with Financing, Call us and get more ideas on other Payment plan options we offer or read more below on how to source financing to fund Dental treatment

 

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

Looking for an affordable dental care with Interest Free Dental Financing and payment plan options in Melbourne? While we provide boutique, high-end dental services, we don’t believe that dental care should be out of anyone’s price range.

WHY CHOOSE US?

  • We are committed to not let expense prevent you from benefiting from the quality of the cosmetic dentistry  you desire and the General Dental treatment that you need.
  •  We tried our best in assisting you from maximizing your insurance benefits,
  • We accept a variety of payment methods,
  • We will offer you the most affordable options to meet your specific needs,
  • We will endeavour to offer you assistance to maximise your chances of getting a successful outcome on your Dental financing application
  • We also have special dental payment programs or in-house dental financing with Dental laybys. Ask us for more details

So Don’t let fear or embarrassment about your budget keep you from getting the dental treatments your smile deserves. Contact us today on 9629-7664! MAKE AN ONLINE BOOKING NOW

How can we help you?

Why Choose Vogue Smiles Melbourne?

  • We understand that not everyone is comfortable visiting the dentists, so we aim to make your visit as relaxing as possible.
  • Our excellent dental team is friendly, caring, gentle and has years of experience as established clinicians.
  • We provide the full spectrum of high quality dental care, from prevention to general restorative dentistry, cosmetic treatments, all at affordable prices.
  • Having now placed thousands of veneers over 30 years, our experience is unrivalled.
  • With over hundreds, 5 Star online reviews from our patients, we pride ourselves on our first-class reputation and excellent service.

At your Consultation

  • Discuss any concerns you have.
  • Go through your suitable treatment options each with associated fees
  • A range of payment options are available to you to make your investment affordable.
  • Run through Finance option. Can help you on the spot application

Tailored treatment for you

  • You are one-of-a-kind, and your smile should be, as well. Several cosmetic treatments may be incorporated into a smile makeover. We will take into account your individual preferences and will cater to your budget.
  • Dr. Zenaidy Castro has helped hundreds of patients feel better about their smiles. With over 30 years experience, concentrated mostly on smile makeovers, she have extensive experience in the area of porcelain veneers and other Cosmetic Dentistry procedure.
  • Whether a minor repair, discolouration, or missing teeth has diminished the beauty of your smile, we have customized services and high standards that you can count on for gorgeous results.

All the things you need to know about Dental Financing and Payment Plans options in Melbourne

01
How to Get Financing for Dental work?
VIEW

How to Get Financing for Dental work?

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

Going to the dentist is probably not your favourite activity, but a big price tag can make dental care feel even more painful, especially if you have a neglected oral health, haven’t been to dentist for very long time or just simply in need of Smile transformation and full mouth reconstruction treatment.

If you’re having trouble paying for expensive but necessary dental care, you’re likely not alone. If you can’t afford to pay for necessary dental treatment upfront, Let’s look at what your options may be for dental financing.

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

Dental Payment Plans

Payment plans are essentially loans, which can support you in managing the high cost of dental treatment. Rather than paying for your dental work in an upfront lump sum, a payment plan allows you to pay in instalments over a period of time. It reduces the total amount that you have to pay for dental treatment, which will make your payment plan’s instalments even more affordable.

It is essential to get the dental care you need as soon as possible, because untreated issues often require more complicated, costly procedures in the future. Many approved dentists may be able to offer flexible payment plans, to help you manage the cost of your treatment.

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

What Dental Treatments Can Be Covered With A Payment Plan?

Payment plans can be used for a wide range of treatments, encompassing almost any work involving your teeth and gums or broader oral health. You can use a payment plan for general dentistry, including major treatments like root canals and dental implants. Plans can also cover cosmetic dentistry, including teeth whitening, crowns, and veneers, amongst many other procedures. You can use a plan for orthodontics, including all types of braces. Even less common treatments can sometimes be covered, including dental solutions for snoring and sleep apnoea.

However, be aware that dentists may only accept payment plans for significant procedures with high costs. Indeed, some plans are only available in thousand-dollar increments: minor procedures with low costs, such as check-ups, are unlikely candidates.

Personal loan

A personal loan can be used to pay for a range of personal expenses, which can include dental work and medical treatment. These loans are typically unsecured loans, which mean the lender doesn’t require any collateral to secure the loan. Because of this, the lender will typically consider many factors — including your credit history — to determine whether you’ll be able to repay the loan.

If you’ve got lower credit scores, you may end up paying higher interest rates or may be denied a loan outright.

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

Provider financing

Some dentists may also offer the opportunity to apply for payment plans and in-house financing through third-party lenders. The terms and details will vary based on each loan provider.

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

Alternatives to dental financing

If you don’t think you’ll qualify for dental financing or you’re worried about paying for the care that you need — even with financing — you can consider other options.

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

Ask friends and family for help

It can be uncomfortable to ask, but if you’re struggling to find financing and you really need dental care, turning to friends and family may be an option worth considering. They may be able to lend you money. Or, if they have good credit, they may be willing to co-sign on a personal loan or low-interest credit card, which may increase your chances of being approved.

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

Bonus tip: Tax break

If your necessary dental treatment is really expensive, you just might be able to claim a tax deduction for it. When tax time arrives, many Australian citizens are unaware that they could very well apply for a taxation rebate and consequently get some money back for their out of pocket net dental expenses.

So read on, learn and find out whether you’re eligible for a dental tax rebate in the 2012/13 financial year upon lodging your Australian tax return:

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

Am I eligible for a medical taxation rebate?

Net dental expenses are the medical expenses you have paid directly out of your pocket (after any health insurance or Medicare claims have been paid). If your medical expenses incurred in the financial year exceed $2120, you are entitled to claim a tax offset of 20% of your net medical expenses over $2120.

For example, for every dollar you pay after $2120, you can claim 20 cents back on each dollar spent. The good news is that there is no upper limit on the amount you can claim. The tax offset also applies to all medical expenses incurred for yourself and/or any dependents (partner and children).

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

What is a medical expense?

The Australian Tax Office regards payments to legally qualified doctors, nurses, pharmacies and both public/private hospitals as a medical expense. This means any payment to a dentist, orthodontist or registered dental mechanic qualifies as a medical expense; even if it’s a cosmetic dental procedure.

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
DISCLAIMER: Please note that this information is correct as per the Australian Taxation Office website and is intended to be taken as general information. It does not constitute as financial or accounting advice. Therefore, we encourage you consult a qualified accountant or your dentist to help determine the extent the medical taxation rebate could apply to your personal circumstance.
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

Looking for an affordable dental care with Interest Free Dental Financing and payment plan options in Melbourne? While we provide boutique, high-end dental services, we don’t believe that dental care should be out of anyone’s price range.

WHY CHOOSE US?

  • We are committed to not let expense prevent you from benefiting from the quality of the cosmetic dentistry  you desire and the General Dental treatment that you need.
  •  We tried our best in assisting you from maximizing your insurance benefits,
  • We accept a variety of payment methods,
  • We will offer you the most affordable options to meet your specific needs,
  • We will endeavour to offer you assistance to maximise your chances of getting a successful outcome on your Dental financing application
  • We also have special dental payment programs or in-house dental financing with Dental laybys. Ask us for more details

So Don’t let fear or embarrassment about your budget keep you from getting the dental treatments your smile deserves. Contact us today on 9629-7664! MAKE AN ONLINE BOOKING NOW

02
Early Release of Superannuation For Dental Treatment
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Early Release of Superannuation For Dental Treatment

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

Do you need major dental work but have no idea how you’re going to pay for it? You could qualify for the Early Release of Superannuation (ERS), which has been established to provide you with access to your funds when you need them most.

Instead of waiting until you are 65 years old, you are able to access your funds immediately, regardless of you are in your 20s or your 40s. That’s why requesting an early release of superannuation for dental treatment can provide enormous financial relief, especially if you have limited private health cover.

How does early Release of Superannuation (ERS) work?

The early access to superannuation funds has been designed to allow you to receive essential dental treatment that is paid for by funds that belong to you.

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
However, you should note that you need to meet select criteria to apply for the early release of funds. This option should also be a last resort and one taken after all other considerations have been exhausted. Speaking to a financial counsellor before you go ahead is a good idea.
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

Looking for an affordable dental care with Interest Free Dental Financing and payment plan options in Melbourne? While we provide boutique, high-end dental services, we don’t believe that dental care should be out of anyone’s price range.

WHY CHOOSE US?

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
  • We are committed to not let expense prevent you from benefiting from the quality of the cosmetic dentistry  you desire and the General Dental treatment that you need.
  •  We tried our best in assisting you from maximizing your insurance benefits,
  • We accept a variety of payment methods,
  • We will offer you the most affordable options to meet your specific needs,
  • We will endeavour to offer you assistance to maximise your chances of getting a successful outcome on your Dental financing application
  • We also have special dental payment programs or in-house dental financing with Dental laybys. Ask us for more details

So Don’t let fear or embarrassment about your budget keep you from getting the dental treatments your smile deserves. Contact us today on 9629-7664! MAKE AN ONLINE BOOKING NOW

03
Where Can I Get a Payment Plan?
VIEW

Where Can I Get a Payment Plan?

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

As part of a growing trend, more and more dentists are supporting payment plans, which are approved at their discretion.

Payment plans may be offered in-house by a dental practice itself, but are more commonly provided by third-party, specialised companies. Some of these third-party providers offer generic payment plans for any major spending (not just dental), including zipPay,  Openpay, and PayRight.  Other providers cater exclusively to dental health services, as with DentiCare, MySmilePlan, and MediPay. Regardless, all payment plans have the same premise, of allowing you to pay over time as opposed to a single lump sum.

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

Looking for an affordable dental care with Interest Free Dental Financing and payment plan options in Melbourne? While we provide boutique, high-end dental services, we don’t believe that dental care should be out of anyone’s price range.

WHY CHOOSE US?

  • We are committed to not let expense prevent you from benefiting from the quality of the cosmetic dentistry  you desire and the General Dental treatment that you need.
  •  We tried our best in assisting you from maximizing your insurance benefits,
  • We accept a variety of payment methods,
  • We will offer you the most affordable options to meet your specific needs,
  • We will endeavour to offer you assistance to maximise your chances of getting a successful outcome on your Dental financing application
  • We also have special dental payment programs or in-house dental financing with Dental laybys. Ask us for more details

So Don’t let fear or embarrassment about your budget keep you from getting the dental treatments your smile deserves. Contact us today on 9629-7664! MAKE AN ONLINE BOOKING NOW

04
How do Dental Payment plans work?
VIEW

How do Dental Payment plans work?

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

Like any loan, a payment plan is a commitment. If you are interested in commencing a plan, make sure you carefully discuss your options with your  dentist before you undertake any actual treatment.

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

The conditions of a payment plan are flexible, and often vary depending on the amount and duration of the loan. The time span for a payment plan is commonly 6 months, 12 months, or 24 months.  A deposit may or may not be necessary, and while monthly repayments are common, weekly and fortnightly options may also be available. If your application for a plan is approved, you will need to finalise its terms to suit your personal circumstances.

For an in-house plan:

If your dental practice offers in-house payment plans, you will need to inquire about their terms and conditions. The application process will differ for each practice, so make sure to check. Upon actually commencing a plan, you will simply make your repayments directly to the practice before each due date.

For a third-party plan provider:

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

If your dentist approves, you can set up a payment plan with a third-party provider. Providers have set frameworks to determine the conditions of your plan, which will affect your repayment amount and its frequency.

Some dental practices have a preferred plan provider, but if not, discuss with your dentist if you can choose your own and apply individually. Depending on the provider, your payment plan application may be a direct debit form or an online process.

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

If your provider and your dentist approve the payment plan, you can begin your dental treatment. The provider will pay your dentist in full on your behalf. Then, you will make your agreed repayments to the provider – often through an easy, automated process – until you have fully paid for your dental treatment.

Are There Any Additional Fees In A Payment Plan?

Aside from repaying your dental treatment itself, third-party payment plans will involve additional spending obligations. Start-up and account maintenance fees are common, and there are sometimes penalties for early or late repayments. Plans choose their own interest rates – however, many major providers are actually interest free, including DentiCare and MySmilePlan.

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

Many approved practices may be able to offer payment plans. However, before making decisions based on the right plan for you, make sure to source consistent and clear information. The information on this website serves as a guide, but it is best to contact the providers directly. When you start a payment plan, it is important to carefully read all of the terms and conditions, and keep an eye out for any hidden fees.

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

Looking for an affordable dental care with Interest Free Dental Financing and payment plan options in Melbourne? While we provide boutique, high-end dental services, we don’t believe that dental care should be out of anyone’s price range.

WHY CHOOSE US?

  • We are committed to not let expense prevent you from benefiting from the quality of the cosmetic dentistry  you desire and the General Dental treatment that you need.
  •  We tried our best in assisting you from maximizing your insurance benefits,
  • We accept a variety of payment methods,
  • We will offer you the most affordable options to meet your specific needs,
  • We will endeavour to offer you assistance to maximise your chances of getting a successful outcome on your Dental financing application
  • We also have special dental payment programs or in-house dental financing with Dental laybys. Ask us for more details

So Don’t let fear or embarrassment about your budget keep you from getting the dental treatments your smile deserves. Contact us today on 9629-7664! MAKE AN ONLINE BOOKING NOW

05
Am I Eligible for Payment Plan and Financing?
VIEW

Am I Eligible for Payment Plan and Financing?

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

Each payment plan provider has its own approval process and criteria to assess your eligibility. They may look at your credit score, income, and any history of tax debt. However, some major providers do not take credit checks at all, such as DentiCare.

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

Virtually all major plans require you to be 18 years or older, an Australian citizen, and able to prove that you are not bankrupt. You may also need to prove that you have a certain income in some capacity.

Temporary residents need to hold a visa that’s valid for at least the next 12 months

Information you may need on hand

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

We may ask you to verify your identity

e.g. Driver licence, Medicare card, Passport

We may ask for supporting info about your income

e.g. Electronically or by uploading documents

Other lender like Zipmoney will require your login details to your Bank account.

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

Some lenders main qualifying criteria is an income based, others are non-income based criteria. For patients who are retired or patients who does not have job but receiving a disability dole, or patients have no job but receiving a monthly income from a non-income based source are well suited to apply to a lender who’s main qualifying criteria is a non-income based. let us know your specific financial position so we could recommend a lender that would best suits you.

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

Looking for an affordable dental care with Interest Free Dental Financing and payment plan options in Melbourne? While we provide boutique, high-end dental services, we don’t believe that dental care should be out of anyone’s price range.

WHY CHOOSE US?

  • We are committed to not let expense prevent you from benefiting from the quality of the cosmetic dentistry  you desire and the General Dental treatment that you need.
  •  We tried our best in assisting you from maximizing your insurance benefits,
  • We accept a variety of payment methods,
  • We will offer you the most affordable options to meet your specific needs,
  • We will endeavour to offer you assistance to maximise your chances of getting a successful outcome on your Dental financing application
  • We also have special dental payment programs or in-house dental financing with Dental laybys. Ask us for more details

So Don’t let fear or embarrassment about your budget keep you from getting the dental treatments your smile deserves. Contact us today on 9629-7664! MAKE AN ONLINE BOOKING NOW

06
Third party Lender of Dental Payment Plans and Interest Free Financing
VIEW

Third party Lender of Dental Payment Plans and Interest Free Financing

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

ZIPMONEY / ZIP PAY     

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OPENPAY    

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PAYRIGHT   

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MYSMILEPLAN    

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MEDIPAY     

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LATTITUDE GEMVISA    

dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia

DENTICARE PAYMENT PLANS 

dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

Looking for an affordable dental care with Interest Free Dental Financing and payment plan options in Melbourne? While we provide boutique, high-end dental services, we don’t believe that dental care should be out of anyone’s price range.

WHY CHOOSE US?

  • We are committed to not let expense prevent you from benefiting from the quality of the cosmetic dentistry  you desire and the General Dental treatment that you need.
  •  We tried our best in assisting you from maximizing your insurance benefits,
  • We accept a variety of payment methods,
  • We will offer you the most affordable options to meet your specific needs,
  • We will endeavour to offer you assistance to maximise your chances of getting a successful outcome on your Dental financing application
  • We also have special dental payment programs or in-house dental financing with Dental laybys. Ask us for more details

So Don’t let fear or embarrassment about your budget keep you from getting the dental treatments your smile deserves. Contact us today on 9629-7664! MAKE AN ONLINE BOOKING NOW

07
Personal Loans to finance Dental Treatment
VIEW

Personal Loans to finance Dental Treatment

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

WITH NIFTY   

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CASH DIRECT   

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SPOTTER LOAN   

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CHAMPION LOANS   

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JACARANDA FINANCE 

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SMILE PLAN   

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AUSTRALIAN LENDING CENTRE 

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SAVVY DENTAL LOANS 

dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia

SMILESFIRST  

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LEADING EDGE DENTAL  

dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

Looking for an affordable dental care with Interest Free Dental Financing and payment plan options in Melbourne? While we provide boutique, high-end dental services, we don’t believe that dental care should be out of anyone’s price range.

WHY CHOOSE US?

  • We are committed to not let expense prevent you from benefiting from the quality of the cosmetic dentistry  you desire and the General Dental treatment that you need.
  •  We tried our best in assisting you from maximizing your insurance benefits,
  • We accept a variety of payment methods,
  • We will offer you the most affordable options to meet your specific needs,
  • We will endeavour to offer you assistance to maximise your chances of getting a successful outcome on your Dental financing application
  • We also have special dental payment programs or in-house dental financing with Dental laybys. Ask us for more details

So Don’t let fear or embarrassment about your budget keep you from getting the dental treatments your smile deserves. Contact us today on 9629-7664! MAKE AN ONLINE BOOKING NOW

08
Other sources for Financing Dental Treatment
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Other sources for Financing Dental Treatment

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

CRISIS AND SPECIAL HELP FROM THE GOVERNMENT

OPTIONS FOR PEOPLE ON CENTRELINK PAYMENTS -CENTERLINK LOANS

dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia

Centrelink loan options

ACCESSING MY SUPER FOR DENTAL WORK -DENTAL TREATMENT FUNDING

dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia

 

dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia

DISCLAIMER:  The abovementioned links provided are not recommendations. It is but to provide you help  with links on your initial research for you much needed dental treatment.  There are more other sources and options as you do your research which are not mentioned here. You have to see and assess for yourself which of those sources better suits you in your specific  financial position.

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

Looking for an affordable dental care with Interest Free Dental Financing and payment plan options in Melbourne? While we provide boutique, high-end dental services, we don’t believe that dental care should be out of anyone’s price range.

WHY CHOOSE US?

  • We are committed to not let expense prevent you from benefiting from the quality of the cosmetic dentistry  you desire and the General Dental treatment that you need.
  •  We tried our best in assisting you from maximizing your insurance benefits,
  • We accept a variety of payment methods,
  • We will offer you the most affordable options to meet your specific needs,
  • We will endeavour to offer you assistance to maximise your chances of getting a successful outcome on your Dental financing application
  • We also have special dental payment programs or in-house dental financing with Dental laybys. Ask us for more details

So Don’t let fear or embarrassment about your budget keep you from getting the dental treatments your smile deserves. Contact us today on 9629-7664! MAKE AN ONLINE BOOKING NOW

09
EXPLORING MORE INFO AND STARTING WITH THE APPLICATIONS
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EXPLORING MORE INFO AND STARTING WITH THE APPLICATIONS

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

ZIPMONEY

More information: 

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Create and Account or Start Application: 

OPENPAY 

More info 

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Start Application:

MEDIPAY

More Info:

dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia

Start Application: 

LATTITUDE GEMVISA

More Info:  

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Start Application:

dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia

https://www.drzenaidycastro.com.au/before-and-after-smile-gallery/

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

Looking for an affordable dental care with Interest Free Dental Financing and payment plan options in Melbourne? While we provide boutique, high-end dental services, we don’t believe that dental care should be out of anyone’s price range.

WHY CHOOSE US?

  • We are committed to not let expense prevent you from benefiting from the quality of the cosmetic dentistry  you desire and the General Dental treatment that you need.
  •  We tried our best in assisting you from maximizing your insurance benefits,
  • We accept a variety of payment methods,
  • We will offer you the most affordable options to meet your specific needs,
  • We will endeavour to offer you assistance to maximise your chances of getting a successful outcome on your Dental financing application
  • We also have special dental payment programs or in-house dental financing with Dental laybys. Ask us for more details

So Don’t let fear or embarrassment about your budget keep you from getting the dental treatments your smile deserves. Contact us today on 9629-7664! MAKE AN ONLINE BOOKING NOW

10
Flexible Dental payment Options with Dental Laybys -In-House Payment Plan
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Flexible Dental payment Options with Dental Laybys -In-House Payment Plan

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

This payment plan is ideal for patients who have smaller, non-urgent treatment plans, it is self-managed and straight forward.

dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia

Many of us have used or have heard of, the layby system that the larger department stores have, this payment plan works in a similar fashion.

We open a file or account for you within our dental software and whenever you get some spare money you transfer it into this account. Once you have sufficient funds for your treatment, we will go ahead with the work.

It is totally up to you how much and how often you want to pay. No finance companies are involved and no credit checks are required. This is an easy way for patients to save up for their dental treatment.

How it works:

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STEP 1  Book an initial consultation

A fully paid consultation (and x-ray if you still have teeth) is required to establish the extent of treatment and the final figure.

STEP 2  Choose your service

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During the initial consultation, your dentist will advise and guide you in order to choose the service targeted to your needs and budget.

STEP 3 Choose your Dental Layby duration.

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You can choose to spread your treatment over 3, 6, 9, or 12 months.

STEP 4 Choose the instalments frequency

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You can set up your instalments weekly, fortnightly or monthly* according to your income and budget.

STEP 5  Agree to your treatment plan.

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Depending of what kind of treatment is involved, there are 2 ways of starting the treatment.

For a treatment such as Porcelain Veneers, Crown and Bridges, the work will be started after you completed a full amount.

For a treatment where it involves a combined restorative and Cosmetic treatment plan, your full treatment plan will be divided into 2- 4 major payment milestones. Each milestone has a target payment cost that must be paid off in order to activate them. Once activated, we will complete all work associated with that milestone. As you continue to pay off each milestone, we’ll continue to complete the dental work associated with that milestone until all milestones are completed, the treatment plan is finished according to your Dental Layby Agreement.

Dental LayBys is Subject to these terms and conditions :

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  1. Payments options that we accept
  2. Bank Deposit Transfer.

Every time you completed the payment, send us quick email letting us know you have made the deposit with a screenshot of transfer receipt  to ensure your account is updated as quickly as possible.

  1. If you choose to pay by credit card, you authorise us to debit the amount that is payable from your nominated credit card in accordance with the Payment Schedule on the specified payment dates.

If we are unable to successfully process any of your credit card payments, we will give you  a ring and to organise payment of the outstanding amount on some other dates.

Once we received bank transfer payment or process your credit card payment, we will send you an invoice by email.

  1. Health insurance

Your health insurance can be used in conjunction with your Dental Lay by plan.

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At your initial consultation, we’ll develop a treatment plan that we can use to define how much your health insurance will cover. The difference between the total treatment cost, and what is covered by your health insurance will become the new total amount of your Dental Lay by that you’ll pay over your chosen Dental Lay by duration.

All Dental Lay by monies must be collected in full before completing final treatments associated with your treatment plan.

3. Cancellation

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If you wishes to cancel your Dental Lay by agreement, you  needs to visit the our clinic, and request a cancellation, and confirmation of this cancellation will be provided, along with any refunds you are entitled to.

4. Refund

If you cancels your Dental Layby, you will be entitled to a refund. The amount you are entitled to will depend on what, if any, payment milestones/treatment  have been activated or done. The customer will only be refunded the amount they have paid towards a milestone that hasn’t been activated/reached. For any payment milestones that have been activated where treatment has been completed, that money is paid to us for the associated treatment.

    1. Cancellation Fees and Charges
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If the payment was process through Credit cards, you will be charge with the total merchant fee to transact your credit card payment.

If payment is done through Bank transfer there is no payment charges

Both payment method will incur a $30 per month admin fee

6. Agreement

Patient must sign the Dental Layby Agreement to acknowledge these terms and conditions.

If there is a significant change on your oral conditions than what was initially diagnosed, extra charges will apply and be added on your dental laybys or be paid separately

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

Looking for an affordable dental care with Interest Free Dental Financing and payment plan options in Melbourne? While we provide boutique, high-end dental services, we don’t believe that dental care should be out of anyone’s price range.

WHY CHOOSE US?

  • We are committed to not let expense prevent you from benefiting from the quality of the cosmetic dentistry  you desire and the General Dental treatment that you need.
  •  We tried our best in assisting you from maximizing your insurance benefits,
  • We accept a variety of payment methods,
  • We will offer you the most affordable options to meet your specific needs,
  • We will endeavour to offer you assistance to maximise your chances of getting a successful outcome on your Dental financing application
  • We also have special dental payment programs or in-house dental financing with Dental laybys. Ask us for more details

So Don’t let fear or embarrassment about your budget keep you from getting the dental treatments your smile deserves. Contact us today on 9629-7664! MAKE AN ONLINE BOOKING NOW

11
I need dental work but have no money and currently have no job? Where to get funding for Dental Treatment in Melbourne?
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I need dental work but have no money and currently have no job? Where to get funding for Dental Treatment in Melbourne?

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

Going to the dentist is probably not your favourite activity, but a big price tag can make dental care feel even more painful, especially if you have a neglected oral health, haven’t been to dentist for very long time and now you find yourself with terrible, excruciating toothache or need a major dental treatment.

With all this dilemma, you have added problem because you currently have no job or lost a job and can’t get a third party financing or loan anywhere else.  Below you will find some ideas to get funding for your much needed dental treatment:

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  1. Ask friends and family for help

    Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

It can be uncomfortable to ask, but if you’re struggling to find financing and you really need dental care, turning to friends and family may be an option worth considering. They may be able to lend you money. Or, if they have good credit, or have a job, they may able to apply a dental loan on behalf of you.

  1. Tax break

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If your necessary dental treatment is really expensive, you just might be able to claim a tax deduction for it. When tax time arrives, many Australian citizens are unaware that they could very well apply for a taxation rebate and consequently get some money back for their out of pocket net dental expenses

  1. Early Release of Superannuation For Dental Treatment

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The early access to superannuation funds has been designed to allow you to receive essential dental treatment that is paid for by funds that belong to you.

  1. Centrelink dental assistance – Centrelink dental allowance for adults

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  1. Access to Victoria’s public dental care services

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Victorians who are eligible for public dental care

  • The following people are eligible for public dental care:
  • All children aged 0–12 years
  • Young people aged 13–17 years who hold a healthcare or pensioner concession card, or who are dependants of concession card holders
  • People aged 18 years and over, who are health care or pensioner concession card holders or dependants of concession card holders
  • All children and young people in out-of-home care provided by the Department of Families, Fairness and Housing (DFFH), up to 18 years of age (including kinship and foster care)
  • All people in youth justice custodial care
  • All Aboriginal and Torres Strait Islander people
  • All refugees and asylum seekers.
  1. Government dental scheme

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The Child Dental Benefits Schedule

The Child Dental Benefits Schedule (CDBS) commenced on 1 January 2014 and provides access to benefits for basic dental services to around 3 million children aged 2-17 years.

Program information for families

The CDBS provides individual benefits for a range of services including examinations, x-rays, cleaning, fissure sealing, fillings, root canals and extractions. Benefits are not available for orthodontic or cosmetic dental work and cannot be paid for any services provided in a hospital.

Eligible children will have access to a benefit cap of $1,000 over a two calendar year period.

To be eligible a child must be aged between 2-17 years and their family must receive Family Tax Benefit Part A or a relevant Australian Government payment.

Families can check whether their child is eligible for the CDBS by contacting the Department of Human Services. General information about the program can also be found on the Department of Human Services website.

  1. Free dental care or minimal payment by having treatment done in Dental school

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The Royal Dental Hospital of Melbourne (RDHM) is based in Carlton, just north of Melbourne’s CBD, and provides general, specialist and emergency dental care to all eligible Victorians. It is also a teaching hospital, which means patients may be treated by a variety of dental professionals, students, specialists in training, or other qualified staff.

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Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

Looking for an affordable dental care with Interest Free Dental Financing and payment plan options in Melbourne? While we provide boutique, high-end dental services, we don’t believe that dental care should be out of anyone’s price range.

WHY CHOOSE US?

  • We are committed to not let expense prevent you from benefiting from the quality of the cosmetic dentistry  you desire and the General Dental treatment that you need.
  •  We tried our best in assisting you from maximizing your insurance benefits,
  • We accept a variety of payment methods,
  • We will offer you the most affordable options to meet your specific needs,
  • We will endeavour to offer you assistance to maximise your chances of getting a successful outcome on your Dental financing application
  • We also have special dental payment programs or in-house dental financing with Dental laybys. Ask us for more details

So Don’t let fear or embarrassment about your budget keep you from getting the dental treatments your smile deserves. Contact us today on 9629-7664! MAKE AN ONLINE BOOKING NOW

While we provide boutique, high-end dental services, we don’t believe that dental care should be out of anyone’s price range.

Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist

Looking for an affordable dental care with Interest Free Dental Financing and payment plan options in Melbourne? While we provide boutique, high-end dental services, we don’t believe that dental care should be out of anyone’s price range.

WHY CHOOSE US?

  • We are committed to not let expense prevent you from benefiting from the quality of the cosmetic dentistry  you desire and the General Dental treatment that you need.
  •  We tried our best in assisting you from maximizing your insurance benefits,
  • We accept a variety of payment methods,
  • We will offer you the most affordable options to meet your specific needs,
  • We will endeavour to offer you assistance to maximise your chances of getting a successful outcome on your Dental financing application
  • We also have special dental payment programs or in-house dental financing with Dental laybys. Ask us for more details

So Don’t let fear or embarrassment about your budget keep you from getting the dental treatments your smile deserves. Contact us today on 9629-7664! MAKE AN ONLINE BOOKING NOW

How can we help you?

See below our Smile Makeover Specials & Packages, New Patients Specials and Affordable Interest Free Financing and Payment Plans

Why we are voted best dentist in Melbourne, See our reviews

Find out what others are saying about Dr Zenaidy Castro, Our services and Cosmetic Dental Clinic

Let's start a conversation

What sets Dr Zenaidy Castro apart? 

Unparalleled experience of over 30 years and dedication to her craft Dr. Zenaidy Castro found her passion of dentistry through her experience with creative activities. As a lifelong painter and photographer, Dr. Zenaidy Castro is a passionate dentist who cares about creativity, perception, and working with her hands to create something beautiful.

Naturally, she found that dentistry allowed her to use these skills in an impactful and fulfilling way. While her training of dentistry, Dr. Zenaidy Castro separates herself through her artist’s eye for detail, intuition, and finesse.

In order to give patients the smile that they deserve, Dr. Castro continually invests in the latest dental technologies and educates herself on the latest and greatest procedures. As an artist and dentist, Dr. Zenaidy Castro understands the importance of visualization and keen eye and attention to details.

With 3 decades of experience so far, Dr. Castro definitely knows her way around a tooth. What matters most to her, though, is the person behind the smile. She’s helped countless patients gain new leases on life through stunning dental transformations that go the extra mile.

Dr. Zenaidy Castro

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