Specials
At Vogue Smiles Melbourne, we offer the following payment options:
While many of our new patients are attracted by the option of payment plans, they may often be pleasantly surprised to find that treatment will cost less than expected. However, if finance is a barrier to achieving your optimal dental treatment, we offers payment plans, allowing you to start treatment straight away.
If you’re having trouble paying for expensive but necessary dental care, you’re likely not alone. If you can’t afford to pay for necessary dental treatment upfront, Let’s look at what your options may be for dental financing.
Payment plans are essentially loans, which can support you in managing the high cost of dental treatment. Rather than paying for your dental work in an upfront lump sum, a payment plan allows you to pay in instalments over a period of time. It reduces the total amount that you have to pay for dental treatment, which will make your payment plan’s instalments even more affordable.
It is essential to get the dental care you need as soon as possible, because untreated issues often require more complicated, costly procedures in the future. Many approved dentists may be able to offer flexible payment plans, to help you manage the cost of your treatment.
Payment plans can be used for a wide range of treatments, encompassing almost any work involving your teeth and gums or broader oral health. You can use a payment plan for general dentistry, including major treatments like root canals and dental implants. Plans can also cover cosmetic dentistry, including teeth whitening, crowns, and veneers, amongst many other procedures. You can use a plan for orthodontics, including all types of braces. Even less common treatments can sometimes be covered, including dental solutions for snoring and sleep apnoea.
However, be aware that dentists may only accept payment plans for significant procedures with high costs. Indeed, some plans are only available in thousand-dollar increments: minor procedures with low costs, such as check-ups, are unlikely candidates.
A personal loan can be used to pay for a range of personal expenses, which can include dental work and medical treatment. These loans are typically unsecured loans, which mean the lender doesn’t require any collateral to secure the loan. Because of this, the lender will typically consider many factors — including your credit history — to determine whether you’ll be able to repay the loan.
If you’ve got lower credit scores, you may end up paying higher interest rates or may be denied a loan outright.
Some dentists may also offer the opportunity to apply for payment plans and in-house financing through third-party lenders. The terms and details will vary based on each loan provider.
If you don’t think you’ll qualify for dental financing or you’re worried about paying for the care that you need — even with financing — you can consider other options.
It can be uncomfortable to ask, but if you’re struggling to find financing and you really need dental care, turning to friends and family may be an option worth considering. They may be able to lend you money. Or, if they have good credit, they may be willing to co-sign on a personal loan or low-interest credit card, which may increase your chances of being approved.
If your necessary dental treatment is really expensive, you just might be able to claim a tax deduction for it. When tax time arrives, many Australian citizens are unaware that they could very well apply for a taxation rebate and consequently get some money back for their out of pocket net dental expenses.
So read on, learn and find out whether you’re eligible for a dental tax rebate in the 2012/13 financial year upon lodging your Australian tax return:
Net dental expenses are the medical expenses you have paid directly out of your pocket (after any health insurance or Medicare claims have been paid). If your medical expenses incurred in the financial year exceed $2120, you are entitled to claim a tax offset of 20% of your net medical expenses over $2120.
For example, for every dollar you pay after $2120, you can claim 20 cents back on each dollar spent. The good news is that there is no upper limit on the amount you can claim. The tax offset also applies to all medical expenses incurred for yourself and/or any dependents (partner and children).
The Australian Tax Office regards payments to legally qualified doctors, nurses, pharmacies and both public/private hospitals as a medical expense. This means any payment to a dentist, orthodontist or registered dental mechanic qualifies as a medical expense; even if it’s a cosmetic dental procedure.
DISCLAIMER: Please note that this information is correct as per the Australian Taxation Office website and is intended to be taken as general information. It does not constitute as financial or accounting advice. Therefore, we encourage you consult a qualified accountant or your dentist to help determine the extent the medical taxation rebate could apply to your personal circumstance.
Do you need major dental work but have no idea how you’re going to pay for it? You could qualify for the Early Release of Superannuation (ERS), which has been established to provide you with access to your funds when you need them most.
Instead of waiting until you are 65 years old, you are able to access your funds immediately, regardless of you are in your 20s or your 40s. That’s why requesting an early release of superannuation for dental treatment can provide enormous financial relief, especially if you have limited private health cover.
The early access to superannuation funds has been designed to allow you to receive essential dental treatment that is paid for by funds that belong to you.
However, you should note that you need to meet select criteria to apply for the early release of funds. This option should also be a last resort and one taken after all other considerations have been exhausted. Speaking to a financial counsellor before you go ahead is a good idea.
As part of a growing trend, more and more dentists are supporting payment plans, which are approved at their discretion.
Payment plans may be offered in-house by a dental practice itself, but are more commonly provided by third-party, specialised companies. Some of these third-party providers offer generic payment plans for any major spending (not just dental), including zipPay, Openpay, and PayRight. Other providers cater exclusively to dental health services, as with DentiCare, MySmilePlan, and MediPay. Regardless, all payment plans have the same premise, of allowing you to pay over time as opposed to a single lump sum.
Like any loan, a payment plan is a commitment. If you are interested in commencing a plan, make sure you carefully discuss your options with your dentist before you undertake any actual treatment.
The conditions of a payment plan are flexible, and often vary depending on the amount and duration of the loan. The time span for a payment plan is commonly 6 months, 12 months, or 24 months. A deposit may or may not be necessary, and while monthly repayments are common, weekly and fortnightly options may also be available. If your application for a plan is approved, you will need to finalise its terms to suit your personal circumstances.
If your dental practice offers in-house payment plans, you will need to inquire about their terms and conditions. The application process will differ for each practice, so make sure to check. Upon actually commencing a plan, you will simply make your repayments directly to the practice before each due date.
If your dentist approves, you can set up a payment plan with a third-party provider. Providers have set frameworks to determine the conditions of your plan, which will affect your repayment amount and its frequency.
Some dental practices have a preferred plan provider, but if not, discuss with your dentist if you can choose your own and apply individually. Depending on the provider, your payment plan application may be a direct debit form or an online process.
If your provider and your dentist approve the payment plan, you can begin your dental treatment. The provider will pay your dentist in full on your behalf. Then, you will make your agreed repayments to the provider – often through an easy, automated process – until you have fully paid for your dental treatment.
Aside from repaying your dental treatment itself, third-party payment plans will involve additional spending obligations. Start-up and account maintenance fees are common, and there are sometimes penalties for early or late repayments. Plans choose their own interest rates – however, many major providers are actually interest free, including DentiCare and MySmilePlan.
Many approved practices may be able to offer payment plans. However, before making decisions based on the right plan for you, make sure to source consistent and clear information. The information on this website serves as a guide, but it is best to contact the providers directly. When you start a payment plan, it is important to carefully read all of the terms and conditions, and keep an eye out for any hidden fees.
Each payment plan provider has its own approval process and criteria to assess your eligibility. They may look at your credit score, income, and any history of tax debt. However, some major providers do not take credit checks at all, such as DentiCare.
Virtually all major plans require you to be 18 years or older, an Australian citizen, and able to prove that you are not bankrupt. You may also need to prove that you have a certain income in some capacity.
Temporary residents need to hold a visa that’s valid for at least the next 12 months
We may ask you to verify your identity
e.g. Driver licence, Medicare card, Passport
We may ask for supporting info about your income
e.g. Electronically or by uploading documents
Other lender like Zipmoney will require your login details to your Bank account.
Some lenders main qualifying criteria is an income based, others are non-income based criteria. For patients who are retired or patients who does not have job but receiving a disability dole, or patients have no job but receiving a monthly income from a non-income based source are well suited to apply to a lender who’s main qualifying criteria is a non-income based. let us know your specific financial position so we could recommend a lender that would best suits you.
OPENPAY https://www.openpay.com.au/how/
MYSMILEPLAN https://mysmileplan.com.au/
MEDIPAY https://medipay.com.au/dental-procedure/
LATTITUDE GEMVISA https://www.gemvisa.com.au/
SPOTTER LOAN https://spotterloans.com.au/dental-loan/
CHAMPION LOANS https://www.championloans.com.au/PersonalLoans/DentalLoans-380/
JACARANDA FINANCE https://www.jacarandafinance.com.au/personal-loans/dental-loans/
AUSTRALIAN LENDING CENTRE https://www.australianlendingcentre.com.au/personal-loans/dental-loans/
SAVVY DENTAL LOANS https://www.savvy.com.au/personal-loans/dental-loan
SMILESFIRST https://www.smilesfirst.com.au/payment-options/
LEADING EDGE DENTAL http://www.leadingedgedental.com.au/finance/
OPTIONS FOR PEOPLE ON CENTRELINK PAYMENTS -CENTERLINK LOANS
ACCESSING MY SUPER FOR DENTAL WORK -DENTAL TREATMENT FUNDING
zipmoney
More information: https://help.zip.co/en
Create and Account or Start Application: https://my.zipmoney.com.au/?m=bed055e5-95cb-451f-8d6a-8b10835591ee#/
OPENPAY
More info https://www.openpay.com.au/shop/?CategoryID=209006&PageSize=20&Keyword=vogue%20smiles%20melbourne
Start Application: https://www.openpay.com.au/how/
MEDIPAY
More Info: https://medipay.com.au/how-it-works/
Start Application: https://medipay.com.au/apply-now/
LATTITUDE GEMVISA
More Info: https://www.gemvisa.com.au/
Start Application: https://cardapp.latitudefinancial.com/apply/gem/?cardType=gemvisaau&gemid2=gemvisa-web%3Ahome%3Ahome%3Aapply-now%3Aheader#/Intro
This payment plan is ideal for patients who have smaller, non-urgent treatment plans, it is self-managed and straight forward.
Many of us have used or have heard of, the layby system that the larger department stores have, this payment plan works in a similar fashion.
We open a file or account for you within our dental software and whenever you get some spare money you transfer it into this account. Once you have sufficient funds for your treatment, we will go ahead with the work.
It is totally up to you how much and how often you want to pay. No finance companies are involved and no credit checks are required. This is an easy way for patients to save up for their dental treatment.
STEP 1 Book an initial consultation
A fully paid consultation (and x-ray if you still have teeth) is required to establish the extent of treatment and the final figure.
STEP 2 Choose your service
During the initial consultation, your dentist will advise and guide you in order to choose the service targeted to your needs and budget.
STEP 3 Choose your Dental Layby duration.
You can choose to spread your treatment over 3, 6, 9, or 12 months.
STEP 4 Choose the instalments frequency
You can set up your instalments weekly, fortnightly or monthly* according to your income and budget.
STEP 5 Agree to your treatment plan.
Depending of what kind of treatment is involved, there are 2 ways of starting the treatment.
For a treatment such as Porcelain Veneers, Crown and Bridges, the work will be started after you completed a full amount.
For a treatment where it involves a combined restorative and Cosmetic treatment plan, your full treatment plan will be divided into 2- 4 major payment milestones. Each milestone has a target payment cost that must be paid off in order to activate them. Once activated, we will complete all work associated with that milestone. As you continue to pay off each milestone, we’ll continue to complete the dental work associated with that milestone until all milestones are completed, the treatment plan is finished according to your Dental Layby Agreement.
Dental LayBys is Subject to these terms and conditions :
Every time you completed the payment, send us quick email letting us know you have made the deposit with a screenshot of transfer receipt to ensure your account is updated as quickly as possible.
If we are unable to successfully process any of your credit card payments, we will give you a ring and to organise payment of the outstanding amount on some other dates.
Once we received bank transfer payment or process your credit card payment, we will send you an invoice by email.
Your health insurance can be used in conjunction with your Dental Lay by plan.
At your initial consultation, we’ll develop a treatment plan that we can use to define how much your health insurance will cover. The difference between the total treatment cost, and what is covered by your health insurance will become the new total amount of your Dental Lay by that you’ll pay over your chosen Dental Lay by duration.
All Dental Lay by monies must be collected in full before completing final treatments associated with your treatment plan.
If you wishes to cancel your Dental Lay by agreement, you needs to visit the our clinic, and request a cancellation, and confirmation of this cancellation will be provided, along with any refunds you are entitled to.
If you cancels your Dental Layby, you will be entitled to a refund. The amount you are entitled to will depend on what, if any, payment milestones/treatment have been activated or done. The customer will only be refunded the amount they have paid towards a milestone that hasn’t been activated/reached. For any payment milestones that have been activated where treatment has been completed, that money is paid to us for the associated treatment.
If the payment was process through Credit cards, you will be charge with the total merchant fee to transact your credit card payment.
If payment is done through Bank transfer there is no payment charges
Both payment method will incur a $30 per month admin fee
Patient must sign the Dental Layby Agreement to acknowledge these terms and conditions.
We utilizes HICAPS, a simple and easy way to process payments for your private health fund claims, Medicare claims and lodgement of Worksafe Victoria claims.
HICAPS is an electronic health claims system that allows members of ACA Health Benefits Fund to claim automatically on the spot whilst they are at our dental practice. All it takes is a swipe of your ACA Health membership card through our HICAPS machine.
Using HICAPS will save you time, as you will no longer have to lodge your claim via the post. And, more importantly, you will save money because you won’t be out of pocket during the time it takes to claim your benefit.
Dissatisfaction with your smile can have a profound impact on nearly every area of your life. If you are prone to hiding your smile or feel uncomfortable with the appearance of your teeth, your job prospects may suffer, your personal and social life may be stunted, and your general satisfaction may be diminished. But you don't have to live like that.
With porcelain veneers, you can have a smile that lets you feel your most confident, attractive and self-assured. Our Melbourne Cosmetic Dentistry Clinic work with an industry leading master ceramist to craft porcelain veneers that are custom-designed to perfect and complement your unique smile and facial features. What's more, the veneers we offer are durable, beautiful and capable of addressing myriad cosmetic dental problems to produce a smile you will be proud to show the world.
To learn more about Dental Porcelain veneers in Melbourne City or to schedule an appointment with our experienced dentists, please call Vogue Smiles Melbourne on 9629-7664 today.
Dental bonding is a leading affordable cosmetic procedure that is full of restorative benefits. Using composite resins, Dr. Castro can repair your chipped front teeth or hide minor aesthetic defects.
Direct composite bonding is used to recreate a smile in an additive manner, where little or no tooth reduction is needed. Direct bonding, in the hands of a skilled operator, is less costly than porcelain veneers and crowns and can be long-lasting with proper maintenance.
Bonding is a perfect solution for treating minor cosmetic flaws. At your preliminary consultation, you will see exactly how dental bonding is applicable to you. Candidates for this procedure usually have good oral health, but their smile needs corrections because teeth are chipped, discolored, crooked, gapped or misaligned.
Patients can opt for transitional bonding that is used for anything from a mock-up to a full-mouth rehabilitation. The transitional bonding allows the patients to transition into more permanent dentistry as he or she can afford.
When you have gaps between your teeth, this can cause issues with overall smile aesthetics. A gap between your two print teeth can lead to self-consciousness, for instance, as can gaps between your other prominent teeth. In such cases, you may be reticent to smile, speak, or laugh, which can affect first impressions and social interactions.
Dental Bonding for Very Minor Gaps
If you have a very minor tooth gap that is purely cosmetic in nature, a good option to consider is dental bonding. Dental bonding uses a tooth-colored resin that is painted onto the tooth in order to build out tooth structure and fill the gap. The bonding material looks like natural tooth structure and can accomplish a great deal.
Porcelain Veneers for Cosmetic Spacing Issues
Porcelain veneers are also a great option for minor gaps that are cosmetic in nature. Porcelain veneers are thin shells of dental ceramic that are fixed in place over a tooth's front surface. These shells will help mask imperfections, improving the overall look and size of a tooth. The porcelain veneers blend in seamlessly with natural tooth structure as well, meaning that no one will realize that a veneer is place, even when up close.
Orthodontic Care Can Address More Serious Gaps
For major gaps between your teeth, the ideal option to consider is orthodontic treatment. The use of braces or Invisalign aligners can help shift the position of misaligned teeth, closing gaps and helping address issues with crowding and asymmetry as well. The ideal orthodontic approach will be determined by your dentist based on your age, the severity of your spacing issues, and other factors.
Which treatment is ideal for me?
The ideal treatment for you and your needs will depend on the nature of your dental problem. Cosmetic tooth gaps are better dealt with by bonding and veneers, while tooth gaps that impact the overall alignment of your teeth are best treated through orthodontic care.
Repair the Side Effects of Teeth Grinding with Cosmetic Dentistry
Whether it's politics, parenting, or work that has you unconsciously grinding your teeth day and night, stopping this involuntary movement is the first battle. TMJ treatment is easily accomplished with a customized oral appliance or bite guard. But then you may discover that, even though your grinding has ceased, your teeth have been left in poor shape because of the habit. Cosmetic dentistry can help.
Smile Makeovers After Teeth Grinding
After the source of your teeth grinding has been addressed and treated, your cosmetic dentist will focus on correcting the damage teeth grinding created. Some of the most common cosmetic dentistry treatments for teeth grinding patients include:
Dental crowns: The extreme forces of grinding and clenching teeth can lead to broken, chipped, or cracked teeth. But these solutions are not difficult to repair with porcelain tooth crowns, which can be used to make teeth uniform and even. Dental crowns, in fact, are one of the most durable and long-lasting cosmetic dentistry solutions.
Porcelain veneers: The go-to cosmetic dentistry solution for repairing teeth that have been worn down from tooth grinding, porcelain veneers recreate the natural look of teeth. Teeth that have been subject to grinding or clenching are usually similar in length and worn straight across. Porcelain veneers can correct these issues, making teeth the proper length, size, and color that will make your smile look amazing.
Cosmetic bonding: You don't want teeth that have already been damaged to compromise the integrity of neighboring teeth. A simple tooth bonding repair will fix jagged or chipped teeth due to grinding so that your smile look like new with the least amount of invasiveness possible.
What Will Happen If You Avoid Teeth Grinding Treatment?
Eventually, if you leave your teeth grinding problem unchecked, this habit will just continue to damage your teeth. The wear and tear can move quickly once your tooth's enamel has been completely stripped and the dentin layer of the tooth becomes exposed. Plus, opening that up to air is just downright painful.
Your oral health is important – you want to look good because your smile is stunning, but you also want to have a healthy mouth and gums
A date, a birthday, a graduation, a wedding, a photoshoot…there are infinite reasons why patients may want a quick professional teeth whitening.
The good news? We can do that.
Sapphire™ will get you whiter teeth in just one visit!
Sapphire is a unique tooth whitening system that uses an LED light array delivery system combined with a gentle whitening gel to safely lighten and brighten your teeth.
Sapphire provides:
Whitening your teeth with a cosmetic dentist is a completely safe procedure. Some patient experienced discomfort which varies from person to person and depends on the method used. In most cases, adults experience very minor discomfort that lasts 1-3 days after the treatment.
Is Teeth Whitening Permanent?
Teeth whitening is not permanent. It can generally last from a few months up to three years, however, this depends on your individual circumstances. The effect of the treatment will be impacted if you frequently smoke or drink dark liquids such as red wine, tea, or coffee.
Because teeth whitening is not permanent, you will need to maintain your bright smile with continued treatments. For regular patients, this upkeep can be costly in long terms
Who Can't Have Teeth Whitening Treatment?
There are potential risks associated with teeth whitening treatment, so it is not recommended for pregnant or lactating women. It is similarly not recommended if you are allergic to peroxide. If you have receding gums you may be more likely to experience tooth sensitivity.
Patients who have repeatedly have the Teeth Whitening procedure in the past and not happy with on going maintenance or not a good candidate for the procedure, there is an alternative options. It's called Prepless Porcelain Veneer.
Tooth loss can cause a number of problems ranging from oral health issues to self-consciousness and poor self-esteem. Fortunately, there are several restoration options available in cosmetic dentistry that allow patients to replace a missing tooth with a durable prosthetic and enjoy a better quality of life. One of these options is a dental bridge, which fills a gap between two adjacent teeth by anchoring a false tooth to these surrounding teeth. Patients who need restorative dental treatment after they've lost a tooth may be excellent candidates for dental bridges.
A dental bridge is designed to replace one or more missing teeth. It is an artificial tooth that is secured into place and supported by surrounding natural teeth. Fortunately, a bridge looks and feels like a natural tooth and can allow patients to chew and eat normally. In addition, a dental bridge may help patients speak without any issues, as bridges can fill in the gaps between teeth affecting positively the tongue's placement and how patients sound.
Do you need braces but have delayed getting them because you are embarrassed of the noticeable wire and ugly metal brackets? We offers Invisalign® clear braces to patients that qualify and are looking for an alternative to the inconvenience of standard braces. Invisalign technology Involves clear braces that are removable and are completely comfortable teeth aligners customized for teeth straightening over time.
Only you will know you are teeth straightening!
Many people with various types of oral problems can qualify for Invisalign, such as:
Instant Orthodontics - Straight Teeth Without Braces
If you have crooked teeth and don't want to wear braces for years and retainers for even more years then there is a very good alternative. No, I am not talking about wearing Invisalign for years either and retainers after that. Some of us just don't want to pick food out of our teeth for years. We want instant orthodontics.
Instant Orthodontics is not a misnomer. It's as simple as braces versus porcelain veneers. Braces can take 2 to 3 years to straighten your teeth. Porcelain veneers can give you that same look in as little as 2 to 3 weeks. Instead of wearing braces, we shape your teeth and apply a thin porcelain veneer. The result is a beautiful smile showing off your new, straight teeth.
Instant Orthodontics can also give you a brighter smile than you've been able to achieve with brushing or bleaching. Porcelain veneers are the color we love to see when people smile. And we love to see people smile!
With cosmetic dentistry the main focus is on improving a person's smile. Most people find that they have more confidence if they have a better smile. That confidence tends to elude those who feel they have financial constraints to go to the real Cosmetic Dentistry procedures. Thankfully, Snap on Smile is here to help fix all of the problems at an affordable prices at only a fraction of the cost.
Because of this reasons, probably snap-on smile is one of the best ideas to hit the cosmetic dentistry field in recent time. It is a device that looks just like teeth and is created using a mold of your teeth so that it will snap on perfectly over yours. It is an instant fix for any imperfections, teeth gaps and crookedness you may have. Therefore, the perfect smile is just a snap away. The best part is that, should you ever decide you no longer want your new smile, you can just take the device off and you are back to your old self or you can upgrade to real Cosmetic Dentistry procedures like Porcelain Veneers. The same cannot be said for other methods that you can use to fix your smile
FLEXIBLE INTEREST FREE PAYMENT PLANS
Have the treatment you need/want and rest easy knowing you can manage the payments monthly to fit within your budget!
Investing in your health and well being is very important. At Vogue Smiles Melbourne we understand that getting the dental treatment you need and want can sometimes require a significant investment. Elective Cosmetic dental care can be expensive. There is usually no way around it. Unlike medical insurance, most dental insurances have a maximum per year that is insignificant to the price of a smile makeover. With different Financial Assistance options that we offer, expense will not prevent you from benefiting from the quality cosmetic dentistry procedure you desire and need.
We understand that one payment simply may not be a viable option for some patients, so we also offer several alternatives to help you when paying for your dental care. We can assist you in organising thrid party dental financing that allows you to begin treatment now and pay for the costs over time with interest free or extended payment plans. Signing up is easy for all our patients who qualify - in just a few moments, we can create a simple payment plan tailored to your budget.
Our dental payment plans will enable you to receive the dental services you need or want now, without having to sacrifice extensive amounts of money. We recommend discussing your budget with your dentist during your free initial consultation so that we can create a treatment plan that will take this into consideration.
Paying for Dental Treatment in Instalments with interest-free Dental Loans
Thank you for choosing our dental practice for your care. As our patient, we are committed to you and your treatment. We will do everything we can to ensure that you receive personalized care and that your experience with our office surpasses anything you have ever experienced with any other dental office. We are proud that our fees reflect the time as well as the overall quality of care and service that we provide in our practice.
However, we know that people have different financial position and different needs in fulfilling their financial obligations. That’s why as well as offering the usual payment options, when the cost of anticipated dental work exceeds what you would like to place on your credit card or pay out of pocket, financing may be a better option.. We are pleased to offer several financing options or payment solutions to meet your needs and make routine dental care or a complete smile makeover more comfortable and affordable.
The payment plan enables our patients begin with their treatment immediately – then pay the cost of their treatment spread over time. It is an excellent payment option for elective cosmetic and/or emergency or general dental procedures.
Feeling insecure with your smile? Looking for the Best Cosmetic Dentist in Melbourne for your Smile Transformation Treatment? VOGUE SMILES MELBOURNE Dentist have the passion, expertise and dedication to provide exceptional Cosmetic Dentistry treatment. Call 9629-7664 to book for your FREE mini cosmetic consult.
Click Here To View SMILE MAKEOVER – Before and After Cosmetic Dentistry Treatment Gallery »
Click Here To View our VENEERS SPECIALS AND PACKAGES, TEETH WHITENING SPECIALS & SMILE MAKEOVER SPECIALS »
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